Personal Loans
Get a fixed rate and term and fixed regular payments. A Personal Loan doesn't require collateral like most other loans, although rates are often lower with a Commerce Bank savings or money market account, or a Certificate of Deposit as collateral. To apply, call 1-800-296-1015 or visit any store.

Credit Life and Disability Insurance Coverages are available on our personal loans.

Current Rates Apply Online

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Visa® Platinum Credit Card
Visa Platinum Credit Card A Commerce Bank Visa® Credit Card will give you the buying power and flexibility that you want. Visa is the #1 credit card worldwide. The personal Visa Platinum Credit Card gives you No Fees, No Penalties, and No Unpleasant Surprises, all with a competitive annual percentage rate (APR)! You'll even earn 3 Visa Extras Reward points for every $1 of qualifying purchases. To apply, click here, or call 1-800-YES-5020!

Current Rates Apply Online

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Cash Reserve Line of Credit
Combine any Commerce Bank checking account with a Cash Reserve Line and get protection from overdrafts. Cash Reserve is also a great source of extra cash, right at your fingertips. The added convenience and peace of mind costs nothing until you decide to use it. To apply, call 1-800-296-1015 or visit any store.

Credit Life Insurance Coverage is also available on our lines of credit.

Current Rates Apply

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Credit Life/Disability Insurance Protection
Low-cost, Credit Life and Disability Insurance Coverages can provide peace-of-mind for you and your family. Credit Life Insurance protection is available on most of the loans and lines we offer. Disability Insurance protection is available on most of our loans. Certain restrictions apply.

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