What is your Modified Adjusted Gross Income?
Under $95,000 $95,000-$110,000 Over $110,000
You may contribute to both a Traditional IRA and a Roth IRA, however, the aggregate contributions per person cannot exceed the $3,000 contribution limit per year. All Roth IRA contributions are non-deductible. These charts are intended to act as a guide in summarizing the IRA contribution rules. As with any retirement planning or tax issues, your tax advisor may offer valuable information.